CPHR BC & Yukon Employee Benefits Plan – FAQ

1. Do members or organizations have a choice in selecting a benefits program for their organization?
   Yes, members have a choice. They can select the CPHR BC & Yukon Employee Benefits Plan or any other plan provided by another supplier. In other words, the member is in charge when selecting the best plan for their organization.

2. Is the CPHR BC & Yukon plan the best in the market?
   Many factors such as price, reputation, trust and relationships are all significant factors when determining the right benefits plan and provider. The member should make their decisions based on these factors as well as others relevant to their organization.

3. What due diligence was done as part of the process to continue with Pointbreak Consulting Group?
   Senior staff reviewed some of the largest affinity programs such as the Chambers of Commerce Plan which is provided by the Boards of Trade across Canada. The staff felt that the rates offered to members through the CPHR BC & Yukon plan were comparable, and given the previous relationship with Pointbreak Consulting Group, it seemed to make sense to endorse this plan.

4. Are there opportunities for other benefit providers to sell the CPHR BC & Yukon Employee Benefits Plan?
   Yes, there are other opportunities for other brokers to sell the CPHR BC & Yukon plans. Arrangements can be made directly with Pointbreak Consulting Group.

5. Was there a formal RFP conducted as part of the due diligence?
   An existing agreement was in place with Pointbreak Consulting Group which was negotiated in 2014. Rather than doing a full formal RFP, management proceeded to evaluate an extreme low cost provider, (the Chambers of Commerce Plan, which was noted to be one of the lowest cost providers in the country), and after careful evaluation, the results proved that the Pointbreak plan matched the low cost. This provided us assurances that it was very cost competitive.